बच्चों में बनाए मनी माइंडसेट, बचपन से ही सिखाएं पैसों का सही मोल इन टिप्स के साथ

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बच्चों को बचपन से ही पैसे की कीमत समझाना उन्हें फ्यूचर के लिए फाइनेंसियल एम्पावर बनाने का बेहतरीन तरीका है। यहां गुल्लक से लेकर इंवेस्ट तक के 9 स्मार्ट पेरेंटिंग टिप्स दिए गए हैं:

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पैसे बचाना सिखाने के लिए 5 साल की उम्र से ही बच्चों को बचत की आदत डालने के लिए गुल्लक दें

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बच्चों को समझाएं कि ‘जरूरत’ (जैसे स्कूल की किताबें) और ‘शौक’ (जैसे नया खिलौना) में क्या फर्क है

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घर के छोटे-छोटे अतिरिक्त कामों (जैसे साफ़-सफाई) के बदले उन्हें पोकेट मनी दें, ताकि वे समझें कि पैसा मेहनत से आता है

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पैसे को तीन हिस्सों में बांटना सिखाएं, एक खर्च के लिए, दूसरा सेविंग/इन्वेस्ट के लिए और तीसरा दान के लिए

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उन्हें किसी खास खिलौने के लिए पैसे जोड़ने के लिए इंपायर्ड करें, ताकि वे पेशेंस और गोल की अहमियत समझें

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उन्हें अपनी इनकम (पोकेट मनी) और खर्चों का हिसाब एक डायरी में रखना सिखाएं

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बाजार ले जाते समय उन्हें कीमतों की तुलना करना और डिस्काउंट का मतलब समझाएं

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बड़े बच्चों को एटीएम, डेबिट कार्ड और ओनलाइन बैंकिंग के बारे में बेसिक जानकारी दें

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जब गुल्लक में पर्याप्त पैसे हों, तो उन्हें म्यूचुअल फंड (SIP), गोल्ड या फिक्स्ड डिपोजिट जैसे इन्वेस्टमेंट ओप्शन के बारे में बताएं और दिखाएं कि समय के साथ पैसा कैसे बढ़ता है

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बिना वीजा-पासपोर्ट के न जाएं भारत के इस स्टेशन पर, वफरना होगी जेल Find out More

बच्चों में बनाए मनी माइंडसेट, बचपन से ही सिखाएं पैसों का सही मोल इन टिप्स के साथ

पैसे बचाना सिखाने के लिए 5 साल की उम्र से ही बच्चों को बचत की आदत डालने के लिए गुल्लक दें

शुरुआत जल्दी करें

बच्चों को समझाएं कि ‘जरूरत’ (जैसे स्कूल की किताबें) और ‘शौक’ (जैसे नया खिलौना) में क्या फर्क है

जरूरत और इच्छा में अंतर बताए

घर के छोटे-छोटे अतिरिक्त कामों (जैसे साफ़-सफाई) के बदले उन्हें पोकेट मनी दें, ताकि वे समझें कि पैसा मेहनत से आता है

मेहनत से कमाई का अहसास

पैसे को तीन हिस्सों में बांटना सिखाएं, एक खर्च के लिए, दूसरा सेविंग/इन्वेस्ट के लिए और तीसरा दान के लिए

तीन गुल्लक का फोर्मूला

उन्हें किसी खास खिलौने के लिए पैसे जोड़ने के लिए इंपायर्ड करें, ताकि वे पेशेंस और गोल की अहमियत समझें

सेविंग के गोल सेट करना

उन्हें अपनी इनकम (पोकेट मनी) और खर्चों का हिसाब एक डायरी में रखना सिखाएं

बजट और डायरी बनाना

बाजार ले जाते समय उन्हें कीमतों की तुलना करना और डिस्काउंट का मतलब समझाएं

स्मार्ट शोपिंग

बड़े बच्चों को एटीएम, डेबिट कार्ड और ओनलाइन बैंकिंग के बारे में बेसिक जानकारी दें

डिजिटल मनी और बैंकिंग

इन्वेस्टिंग की नींव