बिना HRA के भी बचा सकते हैं रेंट पर टैक्स, जानें कैसे?

[{"selector":"#anim-1fe71042-6cdf-4ba6-bfa4-e0eed96cc907","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f2c2fb41-fcca-4137-bdea-82a3940376af","keyframes":{"transform":["translate3d(0px, 132.01199%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Image Credit: pinterest by Roopali Sharma | apr 14 , 2026

अगर आप किराए के घर में रह रहे हैं, तो टैक्स बचाने और अपने पैसों का पूरा फायदा उठाने के लिए ये 9 बातें आपके काम आएंगी:

[{"selector":"#anim-19aed761-453a-4b90-baa8-66d4dc67778c","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-ed0335c3-c163-4900-8ae3-4abd3c6b3dd8","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-922e8318-cffb-4f09-bee0-40282a3779e9","keyframes":{"transform":["translate3d(0px, 158.15159%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Image Credit: pinterest

अगर आप नौकरीपेशा हैं, तो अपनी सैलरी के हाउस रेंट अलाउंस (HRA) पर टैक्स छूट पाएं, यह टैक्स बचाने का सबसे बड़ा जरिया है

[{"selector":"#anim-6bc0186e-52ec-4415-8db6-10511e2b5366","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-b3f99a51-10dd-49c5-9810-d339da3775ee","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7a5ecdd5-4a8c-4fc2-b3ba-dea8c181a956","keyframes":{"transform":["translate3d(0px, 161.88991%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-04ba0348-21b6-4b27-ab24-81099b37e875","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7cc9783a-7431-4672-8827-2ebad899cdd1","keyframes":{"transform":["translate3d(0px, 840.88834%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Image Credit: pinterest

छूट पाने के लिए हर महीने की रेंट रिसिप्ट जरूर लें, सालाना किराया 1 लाख रुपये से ज्यादा है, तो मालिक का PAN कार्ड नंबर देना भी जरूरी है

[{"selector":"#anim-a8be1de3-ea14-4f09-b1aa-52e2461176a0","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-89ecc9e9-d966-4e3f-a62a-6c7262eba300","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0caa7226-7660-4090-be15-9575ea575f04","keyframes":{"transform":["translate3d(0px, 156.28240%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e7a2455c-b067-48c9-9276-6a727198bdf3","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-18ba7c00-438e-472d-94f4-e8767e81a0de","keyframes":{"transform":["translate3d(0px, 856.88835%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Image Credit: pinterest

अगर आपकी कंपनी HRA नहीं देती, तो भी आप सेक्शन 80GG के तहत किराए पर टैक्स कटौती का क्लेम कर सकते हैं

[{"selector":"#anim-6024e57c-09ed-4f1e-9237-2f875fb2021d","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-69fad6e7-b7d4-47d0-9c1d-907ffb22d461","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-84729419-a75c-4d86-8dbb-8ef56f180d7a","keyframes":{"transform":["translate3d(0px, 156.28240%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5872cd2d-e0c1-4a6b-a831-1c841d0c08f5","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d60b913e-f29a-495f-98bb-25a8e574f7fa","keyframes":{"transform":["translate3d(0px, 856.88835%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Image Credit: pinterest

अगर माता-पिता के घर में रहते हैं, तो उन्हें रेंट देकर भी HRA क्लेम कर सकते हैं, ध्यान रहे कि घर उनके नाम पर हो और वो इनकम में दिखाएं

[{"selector":"#anim-d2f32561-9677-4bd9-9098-fb4ded1d57d3","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-8930292f-edc5-4ade-af5e-ed496847d80b","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cd0716b2-bf94-4ddb-a654-f29885b20f0d","keyframes":{"transform":["translate3d(0px, 156.28240%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5054aa31-83b7-404b-b93c-7c425ee6c43a","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-113d3c73-3c4f-4df5-80d8-f2957d3aab46","keyframes":{"transform":["translate3d(0px, 856.88835%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Image Credit: pinterest

हमेशा एक कानूनी रेंट एग्रीमेंट बनवाएं, यह न केवल टैक्स के लिए सबूत है, बल्कि आपके कानूनी अधिकारों की रक्षा भी करता है

[{"selector":"#anim-78bc3366-392a-4730-8942-75b1c0e3abeb","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-795d9380-b645-4078-b241-5dcf8dcca3ca","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6a43e671-4454-4e75-8158-4895902bf5f9","keyframes":{"transform":["translate3d(0px, 158.15159%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8b419a99-1069-413c-9e04-22e7373265a5","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-567ff009-78ab-4cda-9339-fffe4a761ff1","keyframes":{"transform":["translate3d(0px, 856.88835%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Image Credit: pinterest

रेंट के साथ मिलने वाली सुविधाओं जैसे पार्किंग, जिम या क्लब हाउस का पूरा यूज करें, चार्ज दे रहे हैं, तो रेंट एग्रीमेंट में इसका जिक्र करवाएं

[{"selector":"#anim-2c38b4fa-0dd0-43c1-b341-2d1ba6dda0ae","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-ed6676ad-19d7-46ef-ac59-5ab37e8c33d1","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1da38d4d-4bc8-47dc-b5fc-d62bb3f28ba3","keyframes":{"transform":["translate3d(0px, 158.15159%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d1c906e3-a7f4-4873-9988-17431e4bee9b","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7e22249e-5e61-418d-9dbb-45d53b465c03","keyframes":{"transform":["translate3d(0px, 856.88835%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Image Credit: pinterest

छोटे-मोटे रिपेयर के बजाय बड़े मेंटेनेंस (जैसे सीपेज या स्ट्रक्चरल काम) के लिए मकान मालिक से बात करें ताकि जेब पर बोझ न पड़े

[{"selector":"#anim-814b22d6-e9b4-4ad8-af32-1d98e8b2915a","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-50049868-417b-4b52-beaf-6ddbe709e9a5","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7c3f01c2-80a2-4be5-a0f4-9a236d64e4b5","keyframes":{"transform":["translate3d(0px, 158.15159%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1369b2fa-3625-49eb-a8ae-e3effcfb3e45","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9da92b6e-86e5-4975-9f3b-8951cfe46249","keyframes":{"transform":["translate3d(0px, 856.88835%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Image Credit: pinterest

घर ओफिस के पास लें ताकि ट्रैवल कोस्ट और समय बचे। समय बचाना भी ‘पैसा वसूल’ करने जैसा ही है

[{"selector":"#anim-bac973b7-49a0-445b-8621-f2ea2193d930","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-39d81521-d110-4452-acb5-44d7a674b7bf","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c7127450-79e1-454f-ab39-1ac17498ab9f","keyframes":{"transform":["translate3d(0px, 184.02786%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-57f0da43-ad30-4aec-86a3-3a35ba926607","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a3eb5384-6e42-4ea8-a999-8457a5327e94","keyframes":{"transform":["translate3d(0px, 720.88839%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Image Credit: pinterest

हमेशा मीटर रीडिंग चेक करें और ध्यान दे कि आप कमर्शियल के बजाय रेजिडेंशियल रेट पर ही बिल दे रहे हैं

[{"selector":"#anim-58cfda5d-8db2-448c-9bf7-7b15b3db0951","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-11759330-6556-43b4-9dfc-f8c24544cb2c","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-901094ca-0b5e-4238-99f8-0fadc4a6087e","keyframes":{"transform":["translate3d(0px, 156.28240%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b7486738-b9f3-4981-979e-b4e1988f9a28","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b30f7814-8b1e-4c28-b685-dea9b8a09361","keyframes":{"transform":["translate3d(0px, 856.88835%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Image Credit: pinterest

ट्रेंडी 10 कुशन कवर के मैजिक से अपने लिविंग रूम को दें लक्जरी लुक! Find out More

बिना HRA के भी बचा सकते हैं रेंट पर टैक्स, जानें कैसे?

अगर आप किराए के घर में रह रहे हैं, तो टैक्स बचाने और अपने पैसों का पूरा फायदा उठाने के लिए ये 9 बातें आपके काम आएंगी:

अगर आप नौकरीपेशा हैं, तो अपनी सैलरी के हाउस रेंट अलाउंस (HRA) पर टैक्स छूट पाएं, यह टैक्स बचाने का सबसे बड़ा जरिया है

HRA क्लेम करें

रेंट रिसिप्ट संभाल कर रखें

अगर आपकी कंपनी HRA नहीं देती, तो भी आप सेक्शन 80GG के तहत किराए पर टैक्स कटौती का क्लेम कर सकते हैं

बिना HRA के भी छूट

माता-पिता को रेंट दें

रेंट एग्रीमेंट है जरूरी

पैसे की वसूली

मेंटेनेंस पर नजर

घर ओफिस के पास लें ताकि ट्रैवल कोस्ट और समय बचे। समय बचाना भी ‘पैसा वसूल’ करने जैसा ही है

लोकेशन और कम्यूट

हमेशा मीटर रीडिंग चेक करें और ध्यान दे कि आप कमर्शियल के बजाय रेजिडेंशियल रेट पर ही बिल दे रहे हैं

बिजली-पानी का बिल