विदेश में पढ़ने के लिए चुटकियों में मिलेगा लोन, इस स्कीम से..!

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स्टूडेंट्स का विदेश में जाकर पढ़ने का सपना अब अधूरा नहीं रहेगा आइये जानते है कैसे?

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केंद्र सरकार ने होनहार स्टूडेंट्स के लिए प्रधानमंत्री विद्या लक्ष्मी योजना के तहत एजुकेशन लोन की सुविधा देने की घोषणा की हैं.

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यह योजना ऐसे स्टूडेंट्स के लिए है जो विदेश में पढ़ना चाहते है लेकिन आर्थिक तंगी से एजुकेशन पूरा नहीं कर पा रहे है.

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इस योजना का लाभ लेने के लिए स्टूडेंट के 10वीं और 12वीं की परीक्षा में कम से कम 50% अंक होने चाहिए.

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स्टूडेंट के परिवार की वार्षिक आय 8 लाख रुपये से अधिक नहीं होनी चाहिए.

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परिवार की आय 8 लाख रुपये तक होने पर स्टूडेंट को 10 लाख रुपये तक का लोन मिल सकता है और 3% ब्याज सब्सिडी दी जाएगी.

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स्टूडेंट्स को 7.5 लाख तक के एजुकेशन लोन पर 75% क्रेडिट गारंटी मिलेगी, जिससे बैंक में एजुकेशन लोन पर रिस्क कम होगा.

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स्टूडेंट को एजुकेशन लोन के लिए किसी भी मान्यता प्राप्त यूनिवर्सिटी में हायर एजुकेशन के लिए एडमिशन लेगा होगा.

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एजुकेशन लोन लेने के लिए आय प्रमाण पत्र, पहचान पत्र, निवास प्रमाण पत्र, 10वीं, 12वीं, या अन्य मार्कशीट, जाति प्रमाण पत्र और EWS प्रमाण पत्र की जरूरत होगी.

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इसके लिए स्टूडेंट को Vidya Lakshmi Portal पर जाकर आवेदन फोर्म भरकर, जरूरी डाक्यूमेंट्स अपलोड करके अप्लाई करना होगा.

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स्टूडेंटस को यदि बैंक से लोन का अप्रूवल मिल जाता है तो वह सीधे अपनी पढ़ाई शुरू कर सकते हैं.

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इस इंडिपेंडेंस डे पर, ये कंपनी दे रही 30 दिन बातों की आज़ादी! Find out More