लाइफस्टाइल के इन खर्चों में छिपी है आपकी कंगाली

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रोज बार-बार ऑनलाइन खाना ऑर्डर करना या “छोटी-छोटी” शॉपिंग आपकी सेविंग्स चुपचाप खत्म कर रही होती हैं।

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हर चीज UPI, कार्ड से बिना कैश के हो जाती है, जिससे खर्च का एहसास ही नहीं होता।

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Netflix, Prime, Spotify… क्या वाकई सबकी जरूरत है या सिर्फ स्टेटस के लिए ले रखे हैं?

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घर बैठे-बैठे ग्रोसरी, कपड़े, गैजेट्स—convenience के नाम पर धीरे-धीरे बजट बिगड़ता है।

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डिस्काउंट और सेल देखकर फौरन खरीदना—बिना सोचे, ये जेब साफ कर देता है।

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बार-बार बाहर से मंगा खाना महंगा भी है और सेहत के लिए भी अच्छा नहीं।

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महीने में बार-बार दोस्तों के साथ पार्टी करना या बाहर खाना, फालतू खर्चा बढ़ाता है।

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सैलरी बढ़ी, लेकिन सेविंग्स वही की वही—हर बार “upgrade” करने से पैसा नहीं बचता।

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क्या गैजेट अपग्रेड या ब्रांडेड कपड़े लेना वाकई जरूरत है?

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खर्च और बचत का शेड्यूल नहीं बनाने से पैसे हाथ से फिसल जाते हैं।

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एक्सपेंस ट्रैकर या ऐप्स से खर्च की जानकारी न रखने पर फिजूलखर्ची पकड़ में नहीं आती।

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आसान EMI विकल्प, बड़े खर्च को छोटा दिखाते हैं—लेकिन ब्याज के साथ सेविंग्स घटाते हैं।

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लॉन कटिंग, पेट हेयरकट, या दूसरी paid सर्विस-कुछ तो खुद भी किया जा सकता है।

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बिना गोल सेट किए सेविंग्स नहीं बढ़ती-इमरजेंसी फंड, इंवेस्टमेंट के लिए माइंडसेट जरूरी है।

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जरूरत और सुविधा में संतुलन बनाएं, तभी लाइफस्टाइल एन्जॉय भी होगी और सेविंग्स भी बढ़ेगी।

[{"selector":"#anim-2bb78e63-6374-415f-8cb7-59a9da90365f","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-60f26e09-a842-4db4-8d29-1496371d6a9b","keyframes":{"transform":["translate3d(0px, 137.71043%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c9301868-cdfe-46c0-b660-14f2e5ea0788","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5b2578ce-cffa-46dd-9f1b-f191315d668b","keyframes":{"transform":["translate3d(0px, 161.88991%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7a3af820-e7cf-47e3-9fa8-1a7feaf618c2 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Image Credit: Pinterest

लाइफ में संतुलन, बजटिंग और जरूरत को प्राथमिकता दें-छोटी आदतें बदलें, फाइनेंशियल स्ट्रेस घटाएं!

[{"selector":"#anim-a37e05cc-6546-432f-886e-b91cfb2f9772","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b99ec0e1-90b4-4ff0-aa78-a25da07e6a85","keyframes":{"transform":["translate3d(0px, 147.86324%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b177b7b4-d477-435f-9ffe-4a842e574863","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-40bd9359-a169-42f0-aed7-19d9bdb1d62b","keyframes":{"transform":["translate3d(0px, 169.36650%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f9dd17b3-cbea-4ac3-b7ee-46bccd7525d3 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(21.874999829338595%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] Image Credit: Pinterest

ITR भरने के लिए Form 16 में क्या चेक करें! Find out More

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छोटे-छोटे खर्च जो दिखते नहीं

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OTT और सब्सक्रिप्शन का झांसा

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आसान कस्टमर कल्चर का धोखा

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फूड डिलीवरी की आदत

महीने में बार-बार दोस्तों के साथ पार्टी करना या बाहर खाना, फालतू खर्चा बढ़ाता है।

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खर्च और बचत का शेड्यूल नहीं बनाने से पैसे हाथ से फिसल जाते हैं।

बजट ना बनाना

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सेविंग्स का टार्गेट सेट न करना

जरूरत और सुविधा में संतुलन बनाएं, तभी लाइफस्टाइल एन्जॉय भी होगी और सेविंग्स भी बढ़ेगी।

सीमाएं तय करें, सुखी रहें

लाइफ में संतुलन, बजटिंग और जरूरत को प्राथमिकता दें-छोटी आदतें बदलें, फाइनेंशियल स्ट्रेस घटाएं!