पोस्ट ऑफिस से जुलाई-सितंबर 2025 में कितना ब्याज मिलेगा

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अगर आप सुरक्षित और स्थिर रिटर्न चाहते हैं, तो पोस्ट ऑफिस सेविंग्स अकाउंट आपके लिए बेहतरीन विकल्प है।

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पोस्ट ऑफिस सेविंग्स अकाउंट (POSA) डाकघर द्वारा संचालित एक बचत खाता है, जिसमें ग्राहक अपनी रकम सुरक्षित रख सकते हैं।

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जुलाई-सितंबर 2025 तिमाही के लिए POSA की ब्याज दर 4% पर स्थिर रखी गई है।

[{"selector":"#anim-ec9586ae-c489-4967-ae79-afe7bfbb47a0","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1764f712-7527-4d10-ac50-713c4f909b0f","keyframes":{"transform":["translate3d(0px, 133.26873%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d61f1d96-b834-4f7b-86b4-e03686c6e507","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ab6525ed-1f2e-4b0e-90e8-25555b49242e","keyframes":{"transform":["translate3d(0px, 206.52786%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f7a963cf-6cea-4433-827a-82a142aefcc2 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Image Credit: Pinterest

यह ब्याज दर 1 दिसंबर 2011 से लगातार 4% पर बनी हुई है।

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POSA की ब्याज दर देश के बड़े बैंकों जैसे SBI और HDFC से ज्यादा है, जो सिर्फ 2.5% ब्याज दे रहे हैं।

[{"selector":"#anim-b71266d4-33a7-4a11-9e78-5ce96ddb8867","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4bc744bc-3163-47f3-b31b-058baf19726a","keyframes":{"transform":["translate3d(0px, 134.68014%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2fdbf724-507c-4170-8104-1db2c6aa67c4","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5742071e-f259-4e57-9251-444adfe6be5a","keyframes":{"transform":["translate3d(0px, 155.34784%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-05c26c74-2950-435f-bb34-aaeb280d9491 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-3.552713678800501e-15%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Image Credit: Pinterest

बैंकों ने RBI द्वारा रेपो रेट में कटौती के बाद अपनी सेविंग्स अकाउंट ब्याज दरें घटा दी हैं।

[{"selector":"#anim-72d0d87d-0772-451d-8fbf-efb6e4911af1","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-19182463-5cc0-4d5e-a9e3-0ee364c0c8fb","keyframes":{"transform":["translate3d(0px, 135.10567%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-dc9732ec-9655-4edf-b616-8be568671f2e","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4249ee29-82ab-42a8-b00c-26623508c649","keyframes":{"transform":["translate3d(0px, 205.27788%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b6f33689-08ba-495b-99df-1e2263fea1ea [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-7.140884001600718%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Image Credit: Pinterest

एक व्यक्ति पोस्ट ऑफिस में सिर्फ एक सेविंग्स अकाउंट खोल सकता है।

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POSA खासतौर पर ग्रामीण इलाकों, कमजोर वर्ग और वरिष्ठ नागरिकों के लिए लोकप्रिय है।

[{"selector":"#anim-c0e1fef9-0f8d-47f5-807b-0130825e7fa9","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8f9d701f-9835-4bc9-b2a5-dc2a96c7d920","keyframes":{"transform":["translate3d(0px, 130.93093%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7eeb20b3-12da-4029-9969-ec5e24f91194","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d0d2b17b-b853-4618-abfd-bc20682a151d","keyframes":{"transform":["translate3d(0px, 171.23569%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1d71d449-f5a8-47d3-96cb-7a1807566b7d [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-7.105427357601002e-15%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Image Credit: Pinterest

वित्त मंत्रालय ने दर में बदलाव नहीं किया, ताकि कमजोर वर्ग और ग्रामीण लोग प्रभावित न हों।

[{"selector":"#anim-be5e6cc7-b326-4f6b-8f42-e91079dfad54","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4293067a-c8fd-4ca1-8937-965ceb94c78b","keyframes":{"transform":["translate3d(0px, 134.26481%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9a268586-d7c8-4f28-b78d-fb547ce9704a","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cfd52a2a-1570-48c3-b1d8-329540a53496","keyframes":{"transform":["translate3d(0px, 206.52786%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e13d5488-6b2c-4755-8664-8d8a0c1649bd [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(23.51351361763069%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Image Credit: Pinterest

विशेषज्ञों के मुताबिक, आने वाले समय में भी ब्याज दर में बदलाव की संभावना कम है।

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POSA एक सुरक्षित और आसान बचत विकल्प है, जिसमें सरकार की गारंटी होती है।

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ब्याज सालाना आधार पर खाते में जोड़ा जाता है।

[{"selector":"#anim-aef30e88-cfae-4746-8cfc-d5c80638f3f2","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c59aa940-6764-4d58-b764-9f2070d974c3","keyframes":{"transform":["translate3d(0px, 141.76806%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ddadfa5b-4272-4101-bfdd-a787f4cef329","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bc32f10b-10b9-46d8-9339-4130f493f3e6","keyframes":{"transform":["translate3d(0px, 258.11969%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5d3668fe-e55b-4fa1-aca2-ba69154646ce [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-3.552713678800501e-15%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Image Credit: Pinterest

नियम बदला! अब ऐसे बुक होंगे तत्काल टिकट Find out More

पोस्ट ऑफिस से जुलाई-सितंबर 2025 में कितना ब्याज मिलेगा

अगर आप सुरक्षित और स्थिर रिटर्न चाहते हैं, तो पोस्ट ऑफिस सेविंग्स अकाउंट आपके लिए बेहतरीन विकल्प है।

पोस्ट ऑफिस सेविंग्स अकाउंट (POSA) डाकघर द्वारा संचालित एक बचत खाता है, जिसमें ग्राहक अपनी रकम सुरक्षित रख सकते हैं।

क्या है POSA?

जुलाई-सितंबर 2025 तिमाही के लिए POSA की ब्याज दर 4% पर स्थिर रखी गई है।

ब्याज दर कितनी है?

यह ब्याज दर 1 दिसंबर 2011 से लगातार 4% पर बनी हुई है।

कब से है यही दर?

POSA की ब्याज दर देश के बड़े बैंकों जैसे SBI और HDFC से ज्यादा है, जो सिर्फ 2.5% ब्याज दे रहे हैं।

बैंकों से बेहतर रिटर्न

बैंकों ने RBI द्वारा रेपो रेट में कटौती के बाद अपनी सेविंग्स अकाउंट ब्याज दरें घटा दी हैं।

रेपो रेट का असर

एक व्यक्ति पोस्ट ऑफिस में सिर्फ एक सेविंग्स अकाउंट खोल सकता है।

अकाउंट की खासियत

POSA खासतौर पर ग्रामीण इलाकों, कमजोर वर्ग और वरिष्ठ नागरिकों के लिए लोकप्रिय है।

नागरिकों के लिए फायदेमंद

वित्त मंत्रालय ने दर में बदलाव नहीं किया, ताकि कमजोर वर्ग और ग्रामीण लोग प्रभावित न हों।

सरकार ने दर क्यों नहीं घटाई?

विशेषज्ञों के मुताबिक, आने वाले समय में भी ब्याज दर में बदलाव की संभावना कम है।

बदलाव की संभावना कम

POSA एक सुरक्षित और आसान बचत विकल्प है, जिसमें सरकार की गारंटी होती है।

सरल और सुरक्षित निवेश

ब्याज सालाना आधार पर खाते में जोड़ा जाता है।

ब्याज भुगतान कैसे होता है?