नौकरी हो कोई भी, पर पेंशन मिलेगी पूरी लाइफ, इस स्कीम से

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अगर आप रिटायरमेंट के बाद की आर्थिक सुरक्षा को लेकर चिंतित हैं और चाहते हैं कि हर महीने आपके खाते में पक्की पेंशन आए

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एलआईसी (LIC) की ‘सरल पेंशन योजना’ आपके लिए बेहद फायदेमंद साबित हो सकती है।

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उन लोगों के लिए बनाई गई है जो रिटायरमेंट के बाद स्थायी इनकम की गारंटी चाहते हैं। चलिए जानते हैं इस स्कीम की खास बातें..

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LIC सरल पेंशन योजना एक तत्काल एन्युटी स्कीम है, जिसे IRDAI की गाइडलाइंस के तहत शुरू किया गया है।

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स्कीम लेने के सिर्फ एक महीने बाद से पेंशन मिलना शुरू हो जाती है।

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इस योजना के तहत, पॉलिसी लेने के 6 महीने बाद ही आप लोन लेने के योग्य हो जाते हैं।

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इस योजना पर इनकम टैक्स अधिनियम की धारा 80C और 10(10D) के तहत टैक्स छूट भी मिलती है।

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इस योजना में ₹1,000/माह, ₹3,000/तिमाही, ₹6,000/अर्धवर्ष या ₹12,000/वर्ष न्यूनतम वार्षिकी भुगतान की सुविधा मिलती है।

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न्यूनतम 40 वर्ष और अधिकतम 80 वर्ष के व्यक्ति इस योजना का लाभ ले सकते हैं।

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आवश्यक दस्तावेज में आपके पास आधार कार्ड, पैन कार्ड, आयु प्रमाण पत्र, पता प्रमाण, बैंक खाता डिटेल्स और पासपोर्ट साइज फोटो होना जरूरी है।

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आ गयी ऐसी schemes जो कम दिनों में देती है ज्यादा interest Find out More