आ गयी ऐसी schemes, जो कम दिनों में देती है ज्यादा interest

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Post Office Saving Schemes 2025-26 में निवेश करके आप भविष्य के लिए एक मजबूत fund तैयार कर सकते हैं और tax में भी बचत कर सकते हैं

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Savings Account में न्यूनतम 500 रुपये से निवेश शुरू किया जा सकता है और अधिकतम निवेश की कोई सीमा नहीं है

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Senior Citizens को इस खाते पर 50,000 रुपये तक के ब्याज पर टैक्स नहीं देना पड़ता है

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इसमें ब्याज दर 7.4% मासिक भुगतान, न्यूनतम निवेश ₹1,000, अधिकतम निवेश सिंगल: ₹9L, जॉइंट: ₹15L और टैक्स लाभ TDS ₹50,000 से ऊपर हैं

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इसमें ब्याज दर 8.2% त्रैमासिक, न्यूनतम निवेश ₹1,000 अधिकतम निवेश ₹30 लाख और टैक्स लाभ 80C छूट, TDS ₹50K+ ब्याज पर हैं

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इसमें ब्याज दर 7.1% वार्षिक, न्यूनतम निवेश ₹500, अधिकतम निवेश ₹1.5 लाख प्रति वर्ष,और टैक्स लाभ निवेश+ब्याज+मेच्योरिटी टैक्स फ्री हैं

[{"selector":"#anim-80b8aceb-1bb4-4ce9-b27d-e9105dedffad","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ad3524c7-d757-4f92-8654-ae33c0be790f","keyframes":{"transform":["translate3d(0px, 130.11696%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e67121ac-1ed1-42be-9f06-154f1b8c6a1b","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-113a75a7-58f7-4a07-810f-3cb8794fec33","keyframes":{"transform":["translate3d(0px, -480.87303%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-78e814d2-5f3a-416e-9153-8aa7ee9cd75e","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5db9d5af-5ec4-4f38-b52a-466013c73b4a","keyframes":{"transform":["translate3d(0px, 952.88841%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Image Credit: Canva

इसमें ब्याज दर 7.7% वार्षिक, न्यूनतम निवेश ₹1,000, अधिकतम निवेश कोई सीमा नहीं और टैक्स लाभ 80C में ₹1.5 लाख तक छूट हैं

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इसमें ब्याज दर 7.5% वार्षिक, न्यूनतम निवेश ₹1,000 और टैक्स लाभ ब्याज टैक्सेबल, मेच्योरिटी राशि टैक्स फ्री हैं

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इसमें ब्याज दर 8.2% वार्षिक, न्यूनतम निवेश ₹250, अधिकतम निवेश ₹1.5 लाख प्रति वर्ष और टैक्स लाभ ब्याज निवेश+ब्याज+मेच्योरिटी पूरी तरह टैक्स फ्री हैं

[{"selector":"#anim-eea91583-009f-4eb4-8452-79f7d426b886","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cc740f09-d8c5-40bf-85ad-863bc22a6cfc","keyframes":{"transform":["translate3d(0px, 126.01010%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-104cb302-d4d7-4cd3-a1e3-6b13e24a01fe","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-55066beb-74b4-4456-8f1b-57a2d6aa2146","keyframes":{"transform":["translate3d(0px, -398.35634%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4e182725-2816-4378-9939-c9c897dee8e7","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4bf500f0-7ecb-45e4-b4ef-a0e64accf111","keyframes":{"transform":["translate3d(0px, 1108.88832%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Image Credit: Canva

बनना हो अगर अमीर तो करें 1% की कटौती और ये 5 काम Find out More

आ गयी ऐसी schemes, जो कम दिनों में देती है ज्यादा interest

Post Office Saving Schemes 2025-26 में निवेश करके आप भविष्य के लिए एक मजबूत fund तैयार कर सकते हैं और tax में भी बचत कर सकते हैं

Savings Account में न्यूनतम 500 रुपये से निवेश शुरू किया जा सकता है और अधिकतम निवेश की कोई सीमा नहीं है

Senior Citizens को इस खाते पर 50,000 रुपये तक के ब्याज पर टैक्स नहीं देना पड़ता है

इसमें ब्याज दर 7.4% मासिक भुगतान, न्यूनतम निवेश ₹1,000, अधिकतम निवेश सिंगल: ₹9L, जॉइंट: ₹15L और टैक्स लाभ TDS ₹50,000 से ऊपर हैं

Monthly Income Scheme

इसमें ब्याज दर 8.2% त्रैमासिक, न्यूनतम निवेश ₹1,000 अधिकतम निवेश ₹30 लाख और टैक्स लाभ 80C छूट, TDS ₹50K+ ब्याज पर हैं

SCSS scheme

PPF scheme

इसमें ब्याज दर 7.7% वार्षिक, न्यूनतम निवेश ₹1,000, अधिकतम निवेश कोई सीमा नहीं और टैक्स लाभ 80C में ₹1.5 लाख तक छूट हैं

NSC scheme

इसमें ब्याज दर 7.5% वार्षिक, न्यूनतम निवेश ₹1,000 और टैक्स लाभ ब्याज टैक्सेबल, मेच्योरिटी राशि टैक्स फ्री हैं

KVP scheme

Sukanya Samriddhi Scheme