PPF यूज़र्स ध्यान दें! ये छोटी लापरवाहियां करा सकती हैं अकाउंट फ्रीज

[{"selector":"#anim-3e7c150e-f0c7-4ca1-8efd-4bd8991ed94e","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1b83fe9e-8fa3-451a-bf81-d7afef6b1142","keyframes":{"transform":["translate3d(0px, 123.94235%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d476b9d3-4874-4391-acac-f68a15296413","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0e93b768-6651-46de-ad89-078a81388b4f","keyframes":{"transform":["rotate(-360deg) translate3d(0px, 150.67155%, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] by Roopali Sharma | july 29, 2025 Image Credit: istockphoto

दिए गए हैं PPF अकाउंट से जुड़े ऐसे नियम, जिनका उल्लंघन करने पर आपका अकाउंट फ्रीज हो सकता है या अस्थायी रूप से बंद हो सकता है

[{"selector":"#anim-39cf9cf5-4128-41ff-9c74-09bc7b43fdb4","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a3b5dd66-1400-40dc-8b84-ca8735742a81","keyframes":{"transform":["translate3d(0px, 141.16707%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2dd64b64-1c6b-4f9e-98a9-3935e2c6ede0","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-70836444-1730-46d3-810c-746bdead18c5","keyframes":{"transform":["translate3d(0px, -618.89913%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-39ad08ea-6150-490b-9bca-d78a867d3618 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(25.50551460298356%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] Image Credit: istockphoto

यदि आप एक भी साल योगदान नहीं करते, तो अकाउंट डिफोल्ट हो जाता है और फ्रीज हो सकता है

[{"selector":"#anim-ecce01ef-bde9-46b9-ac4d-4dc1c0d3e19d","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4029ce59-ace2-4791-af55-774fb755adc7","keyframes":{"transform":["translate3d(0px, 140.01554%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4a150532-560e-4f4c-b836-10922f51ccd1","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0f4622d0-46a6-424b-840a-c40185d328e7","keyframes":{"transform":["translate3d(0px, -850.91429%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-413eca40-f01b-4c9c-9967-2a6bd22ac1dc","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ac65f4c1-e2b7-45f4-8773-6d91d8f7370e","keyframes":{"transform":["translate3d(0px, 716.23938%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-29f8850d-0f3c-480d-83b6-3f7cdd13cbfe [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Image Credit: istockphoto

1.5 लाख से अधिक राशि जमा करने पर वह पैसा रिफंड हो सकता है और अकाउंट अटका सकता है

[{"selector":"#anim-ecb3c7d7-2dc0-42fb-98c8-06fc229f2db2","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8971c5b6-c5ae-4413-bdce-1e96f6420cf1","keyframes":{"transform":["translate3d(0px, 140.01554%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-839a8df2-625f-4bcf-a97e-ab29eec89f81","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-89a3a8ff-8dbe-4d0a-876d-096a2ed9c2ff","keyframes":{"transform":["translate3d(0px, -841.52799%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4148be15-727b-4442-9761-8b1d34853a8c","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c8b9b560-e8b5-4707-8913-dbedcfd007d8","keyframes":{"transform":["translate3d(0px, 716.23938%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5d5f55dd-9628-4644-8b42-ea7032966cb8 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Image Credit: istockphoto

किसी और के नाम या गलत खाते में बार-बार फंड ट्रांसफर करने पर कार्रवाई हो सकती है

[{"selector":"#anim-fe38b5fd-013c-471c-88c0-9c860d80a3db","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-13a115f9-046a-443a-8985-17bfb979e5ff","keyframes":{"transform":["translate3d(0px, 140.01554%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d0fd85a5-f8c0-4a60-b46c-74bf51cd8c39","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-972215e8-879a-4eec-9aca-a0914d16cb38","keyframes":{"transform":["translate3d(0px, -852.18009%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9ff74f06-c107-4b50-b02d-6ef554024109","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-07e6abd5-7191-4b3b-833b-1dc3ff468f07","keyframes":{"transform":["translate3d(0px, 716.23938%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ca0da61e-406f-4079-b625-6cf51c358cf1 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-7.812499744007886%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] Image Credit: istockphoto

माइनर के PPF अकाउंट में भी ₹1.5 लाख से अधिक की संयुक्त जमा नहीं हो सकती

[{"selector":"#anim-3469c759-9f99-4346-98b7-7bf061a9e90f","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f87a187b-6034-44f5-bb0f-c9488e11412d","keyframes":{"transform":["translate3d(0px, 140.01554%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0fc2dfcd-b07c-4a75-8ff2-400e7dffcba8","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0721d30c-3c33-4bfc-8000-d27fca2ce88e","keyframes":{"transform":["translate3d(0px, -852.18009%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d4847bb9-e96d-470b-b172-0e20ce5b56cd","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-dd192ac3-8e1f-4f92-ae9e-efe941dd80f1","keyframes":{"transform":["translate3d(0px, 716.23938%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f65c5858-fc27-45ae-8beb-177e521ae3af [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(7.812499744007886%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] Image Credit: istockphoto

KYC दस्तावेज जैसे पैन कार्ड, आधार आदि जमा न करने या अपूर्ण होने पर अकाउंट फ्रीज किया जा सकता है

[{"selector":"#anim-1cdc9925-88f9-4da2-a056-77b14b47cbe0","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-dfdace8d-e35f-47f2-b996-63cf0df7df9f","keyframes":{"transform":["translate3d(0px, 136.21660%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3c729b80-8c30-4c9d-be1d-0998c8b68d16","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cbeab8bc-c9c7-47c2-80a6-7a22b3042ca9","keyframes":{"transform":["translate3d(0px, -629.17953%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-04bd6987-c686-4d6a-bac0-d4ccbe2fe912","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9e521458-4037-4c39-952f-cd6bca55f089","keyframes":{"transform":["translate3d(0px, 793.16231%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-774faa3f-3194-4b86-9214-17d7dffb81d8 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-7.915647666394171%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] Image Credit: istockphoto

बार-बार गलत बैंक डिटेल्स, खाता नंबर देने पर ट्रांजैक्शन रिजेक्ट हो सकते हैं और अकाउंट फ्रीज हो सकता है

[{"selector":"#anim-ef76e13e-31fc-4112-ba64-5b18c41321c4","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7814419b-8da9-4d26-8a88-d053677a4754","keyframes":{"transform":["translate3d(0px, 135.98882%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-87e6a60a-0adc-4d67-bd59-628e7ab5405e","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-170947d0-218a-478b-87dc-4d501deb5b28","keyframes":{"transform":["translate3d(0px, -629.17953%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8ef979a0-0be0-4e56-9516-47ba95092783","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fd6d18ea-421f-43a9-a14e-cf9a5479789e","keyframes":{"transform":["translate3d(0px, 793.16231%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-85fd6173-4708-4fac-b347-80d865a21f14 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Image Credit: istockphoto

किसी व्यक्ति के नाम पर एक ही PPF खाता वैध होता है।एक से अधिक अकाउंट पाए जाने पर सभी अकाउंट फ्रीज हो सकते हैं

[{"selector":"#anim-c48be829-21af-4925-8e14-d3dcd84b49d6","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a50e609f-4069-40f9-a58d-24af00fba10e","keyframes":{"transform":["translate3d(0px, 134.68014%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b3401955-583f-4ea0-8178-bdc107d1e007","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0b9c5f5d-9548-445e-bbd9-a8fe6bebb42d","keyframes":{"transform":["translate3d(0px, -628.24496%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-91aa1f03-5b73-4085-bd7a-3ec7490b1c68","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e246f166-4b52-41e9-af87-83621e5ff45e","keyframes":{"transform":["translate3d(0px, 793.16231%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-73bf740c-bad9-4c24-9615-f77c1771eaa7 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-7.812499744007886%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] Image Credit: istockphoto

फर्जी दस्तावेज, गलत नाम या गलत जानकारी देकर खाता खुलवाना या अपडेट करना नियम विरुद्ध है

[{"selector":"#anim-7126280c-eea1-43ac-93c8-74290b1966ca","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2d4e6eaa-bbdf-42c6-bd06-b488ee667cb0","keyframes":{"transform":["translate3d(0px, 140.01554%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8d3220ed-29ba-4de3-9976-8d18f08594e8","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5df65008-922b-4d45-ac11-a9a740befca4","keyframes":{"transform":["translate3d(0px, -844.02803%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-eebd7c8b-905b-44c8-8b3f-71838234a411","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c9fc9fcf-4244-4ca8-b8b7-e92085a12216","keyframes":{"transform":["translate3d(0px, 716.23938%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cfc39e24-eef6-4535-8a2a-4000e69b381f [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Image Credit: istockphoto

PPF यूज़र्स ध्यान दें! ये छोटी लापरवाहियां करा सकती हैं अकाउंट फ्रीज

यदि आप एक भी साल योगदान नहीं करते, तो अकाउंट डिफोल्ट हो जाता है और फ्रीज हो सकता है

न्यूनतम सालाना योगदान

1.5 लाख से अधिक राशि जमा करने पर वह पैसा रिफंड हो सकता है और अकाउंट अटका सकता है

अधिकतम लिमिट

किसी और के नाम या गलत खाते में बार-बार फंड ट्रांसफर करने पर कार्रवाई हो सकती है

दूसरे व्यक्ति के नाम

माइनर के PPF अकाउंट में भी ₹1.5 लाख से अधिक की संयुक्त जमा नहीं हो सकती

माइनर अकाउंट

KYC दस्तावेज जैसे पैन कार्ड, आधार आदि जमा न करने या अपूर्ण होने पर अकाउंट फ्रीज किया जा सकता है

PAN या KYC डिटेल्स

बार-बार गलत बैंक डिटेल्स, खाता नंबर देने पर ट्रांजैक्शन रिजेक्ट हो सकते हैं और अकाउंट फ्रीज हो सकता है

बैंक डिटेल

किसी व्यक्ति के नाम पर एक ही PPF खाता वैध होता है।एक से अधिक अकाउंट पाए जाने पर सभी अकाउंट फ्रीज हो सकते हैं

एक से अधिक PPF अकाउंट

फर्जी दस्तावेज, गलत नाम या गलत जानकारी देकर खाता खुलवाना या अपडेट करना नियम विरुद्ध है

जानकारी छिपाना

अकाउंट फ्रीज हो तो क्या करें?