स्मार्ट निवेश और बचत के नए मौके!

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अब कई बड़े बैंक शिक्षा लोन पर 13.7% से कम ब्याज दर ऑफर कर रहे हैं, जिससे पढ़ाई के सपने पूरे करना आसान हो गया है।

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इस साल फ्लेक्सी कैप म्यूचुअल फंड्स ने 60% से ज्यादा रिटर्न दिया है। अगर आपने इनमें निवेश किया है, तो आपके पैसे ने शानदार ग्रोथ की है।

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PPF, ELSS, NSC और ULIP जैसे निवेश विकल्पों में पैसे लगाकर आप 1.5 लाख रुपये तक टैक्स बचा सकते हैं।

[{"selector":"#anim-b9796b0b-5266-4ffc-8347-c5c75c59d3d0","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-23e7ffee-51f0-4fad-9966-56c1b6f1de53","keyframes":{"transform":["translate3d(0px, 130.11696%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-792fe4c7-a9d4-4fec-919e-a4a58cf2f911","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3ab5db74-be69-4c64-8ece-a2065b192ada","keyframes":{"transform":["translate3d(0px, -509.79425%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e4351a5f-efa1-44d0-a035-a8b859170c57","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-63510e61-0d1a-457f-8b85-c08534de62bb","keyframes":{"transform":["translate3d(0px, 932.88821%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Image Credit: Pinterest

2025 में वित्तीय विशेषज्ञ सलाह दे रहे हैं कि रियलिस्टिक बजट बनाएं, खर्चों पर नजर रखें और छोटी-छोटी सेविंग्स से बड़ी रकम जोड़ें।

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अब ऑनलाइन सेविंग अकाउंट्स में 5% से ज्यादा ब्याज मिल रहा है, जिससे आपकी सेविंग्स तेजी से बढ़ सकती हैं।

[{"selector":"#anim-bc187e82-a652-44d2-8f76-6e00f00d1244","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f056a937-bc2c-4cda-a649-ca22963dc62c","keyframes":{"transform":["translate3d(0px, 130.11696%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-975e43a9-8026-40b4-88bf-15a27dcd0334","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-dba05133-4933-49bc-a9ec-aa7eb48b57c8","keyframes":{"transform":["translate3d(0px, -612.35711%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8484b788-f4cf-457f-b319-62f5badd77a4","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-64013605-5a0b-4710-84c6-bfbe180d2c3c","keyframes":{"transform":["translate3d(0px, 932.88821%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Image Credit: Pinterest

विशेषज्ञ मानते हैं कि कम से कम दो महीने की सैलरी का इमरजेंसी फंड जरूर बनाएं, ताकि किसी भी मुश्किल समय में आर्थिक सुरक्षा बनी रहे।

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अगर आपके पास क्रेडिट कार्ड का कर्ज है, तो इस साल उसका 25% तक चुकाने का टारगेट रखें, ताकि ब्याज का बोझ कम हो सके।

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नए साल में फाइनेंशियल लिटरेसी यानी वित्तीय समझ को बढ़ाने पर भी जोर दिया जा रहा है, ताकि आप अपने पैसों के बेहतर फैसले ले सकें।

[{"selector":"#anim-77cdd717-7a9e-4e3c-9c28-dc8588ffe979","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1cbca218-6cc6-4216-ae2e-9c02dc6d175f","keyframes":{"transform":["translate3d(0px, 130.11696%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fe2838c2-5719-403b-9474-4cf14d8a8f8b","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-126838c8-01dd-4232-8fbc-79d843309249","keyframes":{"transform":["translate3d(0px, -501.65836%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6ffd2690-14b7-444c-be57-d3c0fcc99991","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b14c8a61-9a03-4c2b-8aca-fe2d38ac4d82","keyframes":{"transform":["translate3d(0px, 932.88821%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Image Credit: Pinterest

2025 में सही प्लानिंग और स्मार्ट निवेश से आप अपनी फाइनेंशियल हेल्थ को बेहतर बना सकते हैं!

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ऑनलाइन फ्रॉड से बचने के टिप्स Find out More

स्मार्ट निवेश और बचत के नए मौके!

अब कई बड़े बैंक शिक्षा लोन पर 13.7% से कम ब्याज दर ऑफर कर रहे हैं, जिससे पढ़ाई के सपने पूरे करना आसान हो गया है।

बैंक दे रहे हैं शानदार ब्याज दरें

म्यूचुअल फंड्स में जबरदस्त रिटर्न

PPF, ELSS, NSC और ULIP जैसे निवेश विकल्पों में पैसे लगाकर आप 1.5 लाख रुपये तक टैक्स बचा सकते हैं।

टैक्स बचत के नए तरीके

बजट बनाएं और बचत बढ़ाएं

अब ऑनलाइन सेविंग अकाउंट्स में 5% से ज्यादा ब्याज मिल रहा है, जिससे आपकी सेविंग्स तेजी से बढ़ सकती हैं।

हाई-इंटरेस्ट सेविंग अकाउंट्स

इमरजेंसी फंड बनाना जरूरी

अगर आपके पास क्रेडिट कार्ड का कर्ज है, तो इस साल उसका 25% तक चुकाने का टारगेट रखें, ताकि ब्याज का बोझ कम हो सके।

क्रेडिट कार्ड का कर्ज घटाएं

फाइनेंशियल लिटरेसी बढ़ाएं

2025 में सही प्लानिंग और स्मार्ट निवेश से आप अपनी फाइनेंशियल हेल्थ को बेहतर बना सकते हैं!